How Fort Lauderdale Riders Can Save with the New $10K Tax Deduction on U.S.-Built Powersports Machines
A powerful new incentive is now live—and it could make financing your next powersports vehicle significantly more affordable. Thanks to the One Big Beautiful Bill (OBBB), a newly passed federal law, qualified buyers can now deduct up to $10,000 per year in loan interest on select U.S.-assembled vehicles—including many of the ATVs, UTVs, and motorcycles we stock at Broward Motorsports Fort Lauderdale.
Let’s break it down so you know how to take advantage before peak season hits.
What’s the New Tax Deduction?
The One Big Beautiful Bill, signed into law on July 4, 2025, includes a federal interest deduction of up to $10,000 per year for buyers who finance new, U.S.-assembled personal-use vehicles under 14,000 lbs.
What makes this especially valuable?
✅ It’s an above-the-line deduction — meaning it lowers your Adjusted Gross Income (AGI)
✅ You can claim it even if you take the standard deduction (no need to itemize)
✅ Applies from 2025 through 2028
✅ New, financed retail units only — no cash deals or used models
✅ Vehicle must be assembled in the U.S. (check the VIN: must start with 1, 4, or 5)
✅ Buyer must fall within income caps: $100K (individual) or $200K (joint) with phase-outs above that
Disclaimer: Always consult with a tax professional to determine eligibility based on your personal situation.
Why Fort Lauderdale Riders Should Pay Attention
Here in South Florida, year-round riding means year-round value—and this new deduction gives Fort Lauderdale buyers another way to lower their true cost of ownership.
Many of the best-selling machines we stock are assembled in the U.S., including popular models from Yamaha, Honda, and Kawasaki:
Yamaha Wolverine RMAX – Assembled in Newnan, GA
Honda Pioneer 700 & Rubicon – Assembled in Timmonsville, SC
Kawasaki Mule Pro & Brute Force 750 – Assembled in Lincoln, NE
Our in-stock units frequently meet the VIN requirement (starting with 1, 4, or 5), making them excellent candidates for the deduction.
What This Means for Your Wallet
Let’s say you finance a $16,000 Yamaha RMAX at 8.99% APR over 60 months. That adds up to approximately $3,900 in interest over the life of the loan.
Since this is an above-the-line deduction, that interest lowers your AGI—resulting in potentially hundreds of dollars saved per year, depending on your tax bracket.
The deduction maxes out at $10,000 per year, so if your interest charges are higher—such as with multiple qualified purchases or higher APRs—you could save even more.
What to Do Next
If you're considering financing a new ATV, UTV, or motorcycle this year, this deduction could help you make it happen. And because it applies only to new, U.S.-assembled, and financed vehicles, now is the time to act—especially while inventory is strong.
Our team at Broward Motorsports Fort Lauderdale is here to help:
We’ll confirm if a unit qualifies based on VIN
We’ll walk you through available financing options
And we’ll help you estimate your potential tax advantage
Visit Broward Motorsports Fort Lauderdale Today
Take advantage of this unique federal incentive and start your next adventure with real savings. Whether you're looking for utility, off-road thrills, or cruising comfort, we’ve got U.S.-assembled models in stock that now offer more value than ever.
Broward Motorsports Fort Lauderdale
Serving all of South Florida with top brands like Yamaha, Honda, and Kawasaki.